It’s important to us to explain the complex topic of the occupational benefit scheme as comprehensibly as possible. However, sometimes we cannot get around using technical terms. In our glossary we explain these technical terms briefly and in a reader-friendly manner.



Joint estate

The marriage settlement of a joint estate comprises common property (capital and occupational income of the couple) and personal property of each of the spouses (personal effects and rights to compensation for damages). Common property belongs jointly to the two spouses whereas personal property reverts to the person to whom it belongs in his own right.